Is it possible to survive in today’s world without a credit card? The answer I get from most people is that it can’t be done. To do anything these days requires a credit card, it seems. If you want to make purchases on the Internet you have to have a credit card. You can’t reserve a hotel or buy plane tickets without a credit card. Most people use them now to buy gas. Fast food restaurants take them along with movie theatres, the post office and grocery stores. It seems everybody takes credit cards. So it would seem that you really do need a credit card to survive in today’s world.
The only problem with that statement is that it’s dead wrong. I have never owned a credit card in my life and I don’t plan on owning one. When I tell people I have booked airline flights, booked hotels, traveled to China and Sweden and other countries, gone on cruises and purchased all kinds of things over the Internet without a credit card they say, “You’re lying!” (more…)